When we help your clients,
we help your business.

We work with referral partners and pride ourselves on delivering the greatest all-around service. For this reason, we’ve been named the Top Rated National® Credit Repair Specialists in the United States.

Submit a New Client Request a Demo

In the past 12 months, across 3 credit bureaus…

35 Average days to see 1st set of results
$0 Upfront Cost
97 Average days in the program

Benefits for Your Business

1. Close More Loans

How many individuals have you had to turn away due to bad credit throughout your career? It might be natural to view someone who fails to qualify for a loan by 200 credit points as a lost cause, but this couldn’t be further from the truth. It might take a bit longer, but My Credit Guy develops individualized action plans for every client to improve their credit as quickly as possible. Plus, we make sure the file is loan-ready and don’t consider a client successful until the loan is closed. When you work with our credit restoration firm, you close more loans.

1. Close More Loans

How many individuals have you had to turn away due to bad credit throughout your career? It might be natural to view someone who fails to qualify for a loan by 200 credit points as a lost cause, but this couldn’t be further from the truth. It might take a bit longer, but My Credit Guy develops individualized action plans for every client to improve their credit as quickly as possible. Plus, we make sure the file is loan-ready and don’t consider a client successful until the loan is closed. When you work with our credit restoration firm, you close more loans.
2. Retain More Borrowers

Education is a primary tenet of the My Credit Guy business model. We don’t just put a band-aid over your client’s credit wound. Instead, we strategize to create a long-term plan for their credit recovery. This includes educating clients on the basic principles of credit and maximizing their positive credit lines. We set our client’s up for long-term improved credit, meaning you retain more borrowers.

2. Retain More Borrowers

Education is a primary tenet of the My Credit Guy business model. We don’t just put a band-aid over your client’s credit wound. Instead, we strategize to create a long-term plan for their credit recovery. This includes educating clients on the basic principles of credit and maximizing their positive credit lines. We set our client’s up for long-term improved credit, meaning you retain more borrowers.
3. Add More Value

Not all lenders offer this crucial service for their clients. When you connect your clients to credit repair specialists, you add tremendous value to your own business. Think about it: clients want to work with lenders who are solutions-oriented and helpful. Turning people away because of bad credit without providing any course of action to improve it is the exact opposite.

3. Add More Value

Not all lenders offer this crucial service for their clients. When you connect your clients to credit repair specialists, you add tremendous value to your own business. Think about it: clients want to work with lenders who are solutions-oriented and helpful. Turning people away because of bad credit without providing any course of action to improve it is the exact opposite.
4. Make More Money

When you close more loans, retain more borrowers, and add more value to your business, you make more money. Think about every person you would turn away if it wasn’t for credit repair specialists. Now, think about all of the people these clients have in their personal networks. When you help one person, they spread awareness and connect you with other potential clients. In the end, you see the return-on-investment (where, in this case, investment is only a simple phone call and file upload).

4. Make More Money

When you close more loans, retain more borrowers, and add more value to your business, you make more money. Think about every person you would turn away if it wasn’t for credit repair specialists. Now, think about all of the people these clients have in their personal networks. When you help one person, they spread awareness and connect you with other potential clients. In the end, you see the return-on-investment (where, in this case, investment is only a simple phone call and file upload).
5. Save Your Clients Money

Bad credit costs thousands upon thousands of dollars for consumers. Check out the scenarios below to see exactly how bad credit negatively affects your client’s financial investments. When you save people money, they will promote your business.

5. Save Your Clients Money

Bad credit costs thousands upon thousands of dollars for consumers. Check out the scenarios below to see exactly how bad credit negatively affects your client’s financial investments. When you save people money, they will promote your business.

Become a Referral Partner

Submit a New Client Request a Demo

1. Our Priority Is The Closing Table

If you’ve ever been burned by other credit agencies in the past, who never respond after you send a file, we’re entirely different. Our priority is to get your clients ready for the closing table as soon as possible. We don’t mark a file as complete until you let us know that you have closed the deal, and we are incredibly responsive throughout the process.

2. We provide credit education

A foundational goal of our credit restoration firm is to education clients and lenders alike on credit. We have video blogs, seminars, webinars, and many more educational resources available. If you ever have any questions or want more information on a topic, call our team today!

3. We offer targeted and comprehensive strategies

We customize each client game plan based on their credit report and the loan they would like to achieve. This means we provide much more targeted credit recovery services than other firms. Before reporting to all three credit bureaus, we also dispute all the invalid negative accounts. Our strategy has lead to faster turnaround times for our clients.

Google Reviews

So let me 1st start off by saying, Me & My Husband are huge skeptics of these credit repair Programs, Our lender referred us to My Credit Guy because we needed to get my husbands score up so we could buy our 1st home So we gave it a try we had nothing else to lose at this point. In 3 months my Husbands score went up by almost 80 POINTS, Yes 80 Points and we are now able to buy our 1st home!! A Huge Shout Out to Josh he was are credit guy and was Awesome.. had to put up with a lot from me in 3 months (LOL) but he did everything to help us get us were we need to be!! I WOULD 100% RECOMMEND MY CREDIT GUY TO ANYONE THAT NEEDS HELP BOOSTING OR REPAIRING THERE CREDIT !!!They made the Neil family’s dream of home ownership possible!!!!!!!

My credit guy works miracles! My husband’s identity was stolen and we were trying to buy a new home. Well, with a bunch of delinquent accounts it is almost impossible to do that. They reached out to help us and worked their magic. We are now able to apply for a home loan to get us in our dream home when we are ready. Thank you my credit guy for all your hard and dedicated work to help us out. I definitely recommend them to anyone.

My husband and I have greatly enjoyed working with My Credit Guy. We learned so much about how our credit scores are generated and the best way to build them back up after getting hit with medical collections and student loans. Josh, thank you so much for your knowledge, experience and patience during this process!

We were so impressed with the progress my credit guy was able to provide for us. In a matter of a few month we went from poor credit scores to scores where we could to buy our house. Crystal was absolutely perfect. With our busy work & family schedule we were able to communicate primarily through email which was perfect for my on the go lifestyle. Thank you again for all your hard work!

I would like to say that “My Credit Guy” Credit Restoration is a top notch company. My experience with Tricia and her experienced staff is that they are well informed and extremely patient. They answered all my questions and concerns. Not once did I feel that this was going to be difficult or challenging. This is a real company with real people that care about you and the challenging time(s) you are going through. I highly recommend them if you want to restore your credit and learn how to keep it in a favorable rating. I also recommend the secured credit card option. Communication exceeded my expectations. 5 Stars!
Thank you,
Thomas M.

Today I became debt free and it’s all thanks to Stacey from my credit guy. People will always say that you can perform these services yourself, which may be true, but are these people going to provide you more hours in the day to perform the work it takes to do so. This device help me leave my credit worries to the professionals and every month I got a review from Stacey on what they were able to knock off. I applied for a house last week and they wrote me back saying my “ congratulations your credit is excellent….” – wait – who – me- unbelievable. It felt so amazing to read that. Credit repair is not about a score , it’s about peace of mind, it’s about taking control of your life and having options! Thank you Stacey you truly have changed my life. Don’t wait y’all!

Crystal Gerhrmann was awesome. I had a limited amount of time to start the home buying process before my lease ended. I had an initial consultation with Crystal and she DELIVERED. Not only did she clean my credit, she taught me how to budget and the importance of credit reporting dates. What I liked most about My Credit Guy there were no surprises. Crystal kept me informed and I was surprised in the end with a pre-approval letter. I’m very happy with my experience.

Marsha, an account manager answered my call and the experience I had was remarkable. Her concern for my current situation was addressed and you can tell she really cared about it. She literally dropped what she was doing and started working on my file knowing the financial need for our home closing date coming sooner than we thought. Marsha never asked me once about any payment for her assistance she reacted and looked for solutions.. The amount of effort and concern are greatly appreciated by myself and my family. Anyone not to sure about doing business with MY CREDIT GUY should reconsider and this testimonial is the absolute truth and I stand by them. Thank you all for everything

Sincerely,
Jesse Casas

I’m so glad our mortgage broker put us in touch with this company! I was very skeptical but they were great! We were in the process of buying a house and they were able to clean up our credit report and raise both our credit scores. This allowed us to secure a much lower interest rate on our home loan. They were professional, communicated well and took care of everything.

I was really nervous signing up for a program like this however let me tell you it was super easy and everyone has been an absolute delight to work with. 50% of all the negative reflecting information on my credit report was corrected or deleted. I would absolutely recommend My Credit Guy. So excited to buy a house!!!

Request a Demo

What is Credit?

Imagine this: You just applied for your first credit card and it’s deemed for individuals with “excellent” credit. You have no idea what your credit score is but you went……

View Post Here

Why Do We Fear Credit?

At its core level, fear derives from that which we do not understand. The finance industry, especially credit, is a topic many of us are not clear about. Although there……